Fast, Short-Term Funding When You Need It Most

Bridge financing gives SMEs quick access to capital during transitional periods. Ideal for businesses waiting for long-term funding or needing to seize a short-term opportunity.

Who is this best for?

SMEs awaiting bank loan approval but needing interim capital

Project-based businesses covering costs before financing arrives

Entrepreneurs seizing limited-time supplier deals or discounts

Seasonal businesses needing cash ahead of peak operations

What makes N90 bridge loans different?

Access fast and flexible SME loans in the Philippines with higher limits and simple requirements. N90 business loans offer quick approval, transparent rates, and no collateral needed.
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Fast Disbursement

Quick access to capital when time is critical
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Short-Term Flexibility

Repayment aligned with expected inflows
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Opportunity Funding

Act on deals and discounts immediately
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Transparent Terms

Clear fees and repayment schedules

Unlock the capital your business needs—fast, fair, and simple.

Why choose N90?

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Trust & Transparency

No hidden fees, all charges are disclosed upfront so you know exactly what you’re paying for.
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Relationship First

We build long-term partnerships, understanding your business and supporting your growth over time.
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Fast & Flexible

Quick application process and funding options tailored to your specific needs.
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Proven Credibility

SEC-registered and nationally recognized, giving you peace of mind that you’re working with a reputable lender.

Refer & Earn

Know a business that needs financing? Refer them to N90 and earn 1% of their loan volume when they get funded. Help SMEs access fast, fair financing — and get rewarded for it.

Refer Now

Get Started Today

Don’t let cash flow gaps hold you back. N90 provides up to ₱25M in fast, flexible SME financing — without the bank headaches. Apply now and keep your business moving forward.

Get Funded